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Safe Driving Tips

One of the best ways to get a cheap auto insurance quote and keep your premiums low is simply to drive safely. Here are some smart tips to help keep you safe out on the road.

Drive with Care

Aside from the obvious reasons of keeping yourself and your vehicle safe, driving with care has other advantages. For one, you can avoid costly accidents that will raise your premiums and make your premiums higher. Driving recklessly has just as many financial consequences as it does others. Here are some suggestions on driving with care:

  • Avoid driving in heavy traffic or poor weather when possible
  • Always wear your seat belt
  • Drive the speed limit (speeding tickets will affect your premiums!)
  • Check your blind spot when switching lanes or backing up
  • Don't drink and drive
  • Don't operate a vehicle when you feel tired or angry
  • Don't eat, drink, or use a cell phone while driving

Maintain Your Car

No matter how safe you are, you are at risk for an accident if your vehicle is not in proper condition. A well-maintained car can help you avoid mishaps, which will keep your auto insurance quote as low as possible. Here are some things to remember:

  • Don't get too low on gas
  • Get regular tune-ups
  • Keep your windshields and mirrors clean
  • Replace your windshield wiper blades frequently
  • If you are getting a new automobile, try to get one with anti-lock brakes and airbags (these safety features will not only protect you but will qualify you for discounts to lower your auto insurance quote)
  • Keep your tires properly inflated.
The better you understand how auto insurance works, the more informed you will be as a consumer when shopping for an auto insurance policy.